Will this property pay off?
See how cash flow and equity evolve — year by year.
Expense Assumptions
5% vacancy · 7% maintenance · 8% PM = 20% of gross rent deducted from all projections
Monthly cash flow at year 10
+$834
You start at $174 today — rent growth does the rest
$54,557
net cash received over 10 years
$37,242
loan principal paid by tenants
$245,113
at 3% annual appreciation · year 10
Where your return comes from
Already own this property?
See if refinancing improves the trajectory
Run a full DSCR and break-even analysis — takes 60 seconds
Long-Term Investing Guides
The math behind holding property for 10, 20, and 30 years.
Why Rental Property Cash Flow Grows Every Year
Year 1 is the worst cash flow your property will ever produce. Here's the math that changes everything.
Read →EquityPrincipal Paydown: The Silent Wealth Builder
While you watch cash flow, tenants are quietly paying down your loan. Here's how much equity you're actually accumulating.
Read →MarketsWhich Real Estate Markets Appreciate Fastest?
Sun Belt, supply-constrained coastal, or mid-tier growth cities — here's what the data shows and what to buy next.
Read →Property TypesSingle Family vs. Multifamily: Which Builds More Wealth?
Both work. The choice depends on your timeline, financing access, and how much complexity you want to manage.
Read →StrategyWhy Long-Term Holders Always Win
Years 15–30 are the best years of any rental property hold. Most investors sell right before it starts.
Read →